The Setup:

How good do you feel about your retirement plan? How close are you to putting together the perfect plan? It’s out there and within reach but there’s a lot that goes into it. Let’s find out what it takes to get all of the pieces in place for the perfect retirement plan and the areas where people usually fall short.

Click the timestamps below to skip to a specific topic in the episode.

The Combination and Key Points: 

All of the time and effort we put into retirement planning should result in a plan that’s perfect of us and the goals we’ve set for ourselves.

But many of us fall short for one reason or another.

Often times we fail in similar areas, whether it be planning for long-term care or knowing the best way to take Social Security. These are difficult areas to plan and usually require a financial professional that can take you through each step and walk you through every detail.

Don’t get down on yourself though because the perfect plan does exist. We’ve seen it from people that came to our office to get a second opinion, which happens a lot. Our goal is always to find gaps in the plan and identify ways that our services can be beneficial, but that doesn’t always happen. Some people have an airtight plan, and that’s great to see.

It’s important to understand that life will always be changing, and so will your priorities, goals, and needs. The perfect plan today might become one that doesn’t work for you in five or ten years. You should always be re-evaluating your positions and making sure everything remains on track.

So let’s talk about the perfect retirement plan today on Unlocking Your Financial Future. Ben will take us through the process of building a plan and what a complete plan looks like. He’ll also point out the areas that are commonly overlooked or need more work.

Planning is tough, but that’s why we enjoy it. Hopefully today’s episode will help you understand your plan a little better.

Thanks for listening to another episode of Unlocking Your Financial Future. We’ll talk to you again next week

[2:52] – Does the perfect plan exist?

[3:48] – When someone comes in for a second opinion on their plan, these are the questions we ask them.  

[4:55] – When we see someone with a great plan, here’s what they’re doing that other people aren’t.

[5:50] – Is long-term care a spot where people are often lacking?

[6:54] – If I don’t feel great about having the perfect plan, am I in the majority?

[7:54] – There’s so many different pieces to a complete retirement plan.

[9:38] – What’s a realistic timeframe for the start of the planning process to having a complete plan in place?

[11:14] – Just because you have a perfect plan now doesn’t mean it will always be that way.


 

 

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